Direct carrier billing

{{Short description|Mobile payment method}}

File:Fortumo hosted DCB .jpg

Direct carrier billing (DCB) is an online mobile payment method which allows users to make purchases by charging payments to their mobile phone carrier bill.{{Cite web|url=https://www.entrepreneur.com/article/332378|title=Direct Carrier Billing: a Bridge Towards Convenient Billing/Commerce|first=Rajdipkumar|last=Gupta|date=April 17, 2019|website=Entrepreneur}} The global direct carrier billing market has a current valuation US$ 54 billion (2022).{{Cite web |date=May 2020 |title=CARRIER BILLING SPEND FOR DIGITAL GOODS TO EXCEED $74 BILLION IN 2026; DOMINATED BY DIGITAL GAMES SPEND |url=https://www.juniperresearch.com/pressreleases/carrier-billing-spend-for-digital-goods-to-exceed |website=Juniper Research}} A new study from [https://www.juniperresearch.com/home Juniper Research] has found that the value of end-user spend on digital goods via carrier billing will exceed $74 billion by 2026.{{cite web |last1=Smith |first1=Sam |date=May 2022 |title=CARRIER BILLING SPEND FOR DIGITAL GOODS TO EXCEED $74 BILLION IN 2026; DOMINATED BY DIGITAL GAMES SPEND |url=https://www.juniperresearch.com/pressreleases/carrier-billing-spend-for-digital-goods-to-exceed |access-date=3 August 2022 |website=juniperresearch.com |publisher=Juniper Research}}

Direct Carrier Billing is useful in mobile payments and interactive services for companies across media, charity, gaming, ticketing, mobility, and other digital services. It is especially effective in developing countries and undeveloped areas where credit card usage is not widespread. There are more than 1 billion adults that still remain unbanked or underbanked.{{Cite web |date=2021-08-11 |title=The Unbanked Population |url=https://sepa-cyber.com/the-unbanked-population/ |access-date=2022-08-03 |website=SEPA Cyber Technologies |language=en-GB}}