GNU Taler
{{Short description|Electronic payment system}}
{{Infobox software
| logo = GNU Taler logo 2020.svg
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| developer = Christian Grothoff and Florian Dold
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| latest release version = {{wikidata|property|preferred|references|edit|Q30179845|P348|P548=Q2804309}}
| latest release date = {{wikidata|qualifier|preferred|single|Q30179845|P348|P548=Q2804309|P577}}
| latest preview version = {{wikidata|property|preferred|references|edit|Q30179845|P348|P548=Q51930650}}
| latest preview date = {{wikidata|qualifier|preferred|single|Q30179845|P348|P548=Q51930650|P577}}
| repo = {{URL|git.taler.net}}
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| genre = Microtransaction and electronic payment
| license = Clients: GPL-3.0-or-later{{cite web|url=https://docs.taler.net/global-licensing.html|title=Taler licensing information}}{{cite web|url=https://directory.fsf.org/wiki/Taler#tab=Details|title=Taler - Free Software Directory}}
Servers: AGPL-3.0-or-later
Libraries: LGPL-2.1-or-later
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| website = {{URL|taler.net}}
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GNU Taler is a free software-based microtransaction and electronic payment system.{{cite web|url=https://www.phoronix.com/scan.php?page=news_item&px=GNU-Taler-0.0.0|title=GNU Taler 0.0.0 Released: GNU Tries To Get Into Electronic Payments}}{{cite web|url=https://www.theregister.co.uk/2016/06/06/gnu_cryptocurrency_aims_at_the_mainstream_economy_not_the_black_market/|title=GNU cryptocurrency aims at 'the mainstream economy not the black market'|website=The Register }} Unlike most other decentralized payment systems, GNU Taler does not use a blockchain.{{cite web|url=https://taler.net/en/faq.html|title=FAQ: How is Taler related to Bitcoin or Blockchains?}} A blind signature is used to protect the privacy of users as it prevents the exchange from knowing which coin it signed for which customer.
The project is led by Florian Dold and Christian Grothoff{{Cite web|url=https://ercim-news.ercim.eu/en106/special/gnu-taler-ethical-online-payments-for-the-internet-age|title=GNU Taler: Ethical Online Payments for the Internet Age|website=ercim-news.ercim.eu|access-date=2020-04-23}} of Taler Systems SA. Taler is short for the "Taxable Anonymous Libre Economic Reserves"{{Cite book|url=https://books.google.com/books?id=D4gzDAAAQBAJ&q=%22GNU+Taler%22+-wikipedia&pg=PR11|title=Cost of Freedom|last=Sprint|first=Book|date=2016-05-19|publisher=Lulu.com|isbn=978-1-365-08698-4|language=en}}{{Cite web|url=https://www.golem.de/news/halbanonymes-bezahlsystem-gnu-taler-soll-kryptowaehrungen-gerechter-machen-1606-121323.html|title=Halbanonymes Bezahlsystem: GNU Taler soll Kryptowährungen gerechter machen - Golem.de|website=www.golem.de|language=de-DE|access-date=2020-01-03}} and alludes to the Taler coins in Germany during the Early Modern period. It has vocal support from GNU Project founder Richard Stallman.{{cite web|url=https://www.theregister.co.uk/2019/09/17/richard_stallman_final_interview/|title=Stallman's final interview as FSF president: Last week we quizzed him over Microsoft visit. Now he quits top roles amid rape remarks outcry|website=The Register }} Stallman has described the program as "designed to be anonymous for the payer, but payees are always identified."{{cite web|url=https://www.theguardian.com/commentisfree/2018/apr/03/facebook-abusing-data-law-privacy-big-tech-surveillance|title=A radical proposal to keep your personal data safe|website=TheGuardian.com |date=3 April 2018}} In a paper published in Security, Privacy, and Applied Cryptography Engineering, GNU Taler is described as meeting ethical considerations – the paying customer is anonymous while the merchant is identified and taxable.{{Cite book|url=https://books.google.com/books?id=s6KwDQAAQBAJ&q=%22GNU+Taler%22+-wikipedia&pg=PA252|title=Security, Privacy, and Applied Cryptography Engineering: 6th International Conference, SPACE 2016, Hyderabad, India, December 14-18, 2016, Proceedings|last1=Carlet|first1=Claude|last2=Hasan|first2=M. Anwar|last3=Saraswat|first3=Vishal|date=2016-12-09|publisher=Springer|isbn=978-3-319-49445-6|language=en}}{{Cite thesis|title=The GNU Taler system : practical and provably secure electronic payments|url=https://tel.archives-ouvertes.fr/tel-02138082|publisher=Université Rennes 1|date=2019-02-25|degree=phdthesis|language=en|first=Florian|last=Dold}} An implementation is provided by Taler Systems SA.{{Cite web|url=https://www.media.mit.edu/posts/digital-cash-and-privacy-what-are-the-alternatives-to-libra/|title=Digital cash and privacy: What are the alternatives to Libra?|last=Pentland|first=Alex 'Sandy'|website=MIT Media Lab|access-date=2019-12-28}}{{Cite web|url=https://www.netzwoche.ch/news/2019-12-01/kampf-der-kryptowaehrungen-das-sind-die-alternativen-zu-libra|title=Kampf der Kryptowährungen – das sind die Alternativen zu Libra|website=www.netzwoche.ch|date=30 November 2019 |language=de|access-date=2020-01-03}}
Project history
In November 2014 taler.net was launched by INRIA as a new electronic payment system, and Christian Grothoff introduced it a month later in a fOSSa conference talk at INRIA.{{cite web | url=https://taler.net/en/news/ | title=Taler News | publisher=GNU Taler}}
Taler became an official GNU package in February 2015, and its first release was made on June 1 2016.
In 2016 Taler Systems S.A. was created (headquartered in Luxembourg), to provide business support and management for the Taler users. The same year they have published Web Payments paper and finished Chrome and Firefox plugins available for testing.
In 2020 the project received a grant from NLnet and the European Commission's Horizon 2020 Next Generation Internet (NGI) initiative to perform an external security audit of the system, which was done by CodeBlau in July.
In September a live system was launched at Bern University of Applied Sciences, originally for a Taler-enabled snack machine.
In October {{IETF RFC|8905}} was published for the {{mono|payto:}} internet URI scheme, allowing a standardised way to provide payments for internet end-users.
Their cooperation with the Swiss National Bank have resulted multiple papers on the relation of conventional national banks and electronic money, the privacy implications and various financial viability factors.
There was also various papers about real-life problems and their handling by Taler, like anonymous age verification, relations to Central Banks and the Euro or using One-Time Passcodes.{{Cite journal |last=Dept |first=International Monetary Fund European |date=2023-06-07 |title=Switzerland: Selected Issues |url=https://www.elibrary.imf.org/view/journals/002/2023/197/article-A001-en.xml |journal=IMF Staff Country Reports |language=en |volume=2023 |issue=197 |doi=10.5089/9798400243608.002.A001|doi-broken-date=27 March 2025 }}
In January 2024 the NGI launched an Europa-scope Taler project as a privacy-preserving payment system. In 2024 multiple auditor companies announced that they provide services for Taler payment providers.
See also
{{Portal|Free and open-source software}}
References
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External links
- {{Official website|https://taler.net/}}
{{GNU}}