Housing in Pakistan
{{Short description|Overview of housing in Pakistan}}
File:Apartment Square Karachi Gulshan e Iqbal.jpg, Karachi.]]
Housing in Pakistan generally consists of three classes: pakka houses ({{lang|hi|पक्का}}/{{lang|ur|پکّا}} pakkā, {{lit|"ripe"}}), which are made of strong materials like brick and cement; katchi houses ({{lang|ur|کچی}} kachē, {{lit|"unripe, semi-made, unsure"}}), which are made of less-permanent materials such as thatch and bamboo; and semi-pakka houses (these make up, which are a sort of mix of the pakka and katchi houses.{{Cite web|title=Pakistan - Housing|url=https://www.britannica.com/place/Pakistan/Housing|url-status=live|access-date=2021-07-21|website=Encyclopedia Britannica|language=en|archive-date=2021-07-24|archive-url=https://web.archive.org/web/20210724043138/https://www.britannica.com/place/Pakistan/Housing}} Housing in Pakistan has always been insufficient due to a growing population (which is 241.49 million as per the 2023 Pakistani Census){{Cite web |date=2023-08-07 |title=Pakistan’s population soars to 241.49mln in digital census 2023 |url=https://www.pakistantoday.com.pk/2023/08/07/pakistans-population-soars-to-241-49mln-in-digital-census-2023/ |access-date=2023-09-30 |language=en-US}} and accelerated by urbanisation combined with the housing problem being low-priority in the eyes of the government.{{Cite web|last=Story|first=Pakistan's Growth|date=2019-03-28|title=The Case of Affordable Housing|url=https://devpakblog.com/2019/03/28/the-case-of-affordable-housing/|access-date=2021-07-21|website=Pakistan's Growth Story|language=en|archive-date=2021-07-21|archive-url=https://web.archive.org/web/20210721155403/https://devpakblog.com/2019/03/28/the-case-of-affordable-housing/|url-status=usurped}} Housing is an important element of real estate in Pakistan.
Housing shortage and deficit
Urban areas were facing a shortage of 4.4 million housing units in 2010, while the population is expected to grow by 40 million in 2030.{{Cite web|title=How to manage urban growth in Pakistan|url=https://blogs.worldbank.org/endpovertyinsouthasia/how-manage-urban-growth-pakistan|access-date=2021-07-21|website=blogs.worldbank.org|language=en|archive-date=2021-07-21|archive-url=https://web.archive.org/web/20210721160608/https://blogs.worldbank.org/endpovertyinsouthasia/how-manage-urban-growth-pakistan|url-status=live}} Furthermore, this shortage is expected to grow due to a shortfall of 270,000 housing units per year.{{Cite web|title=Affordable Housing in Pakistan|url=https://www.reall.net/data-dashboard/pakistan/|access-date=2021-07-21|website=Reall—Affordable Housing Charity|language=en-GB|archive-date=2021-07-21|archive-url=https://web.archive.org/web/20210721160912/https://www.reall.net/data-dashboard/pakistan/|url-status=live}} In Pakistan, past trends indicate that the increase in housing stock (146 percent increase) lagged far behind the population growth (209 percent increase) during 1960-1998, leading to overcrowding in housing units. The growth of housing in urban areas was far more rapid as compared to rural areas; 253 percent and 115 percent respectively. The habitation density level equals more than three people per room, which is significantly higher than the tolerable crowding level proposed by the United Nations; 1.4 to 2.0 individuals per room.{{Cite web|last=Haq|first=Ms. Rashida|title=Quantity and Quality of Housing Conditions|url=https://bisp.gov.pk/SiteImage/Misc/files/Quantity-and-Quality.pdf|url-status=live|access-date=24 July 2021|website=Benazir Income Support Programme|archive-date=4 July 2021|archive-url=https://web.archive.org/web/20210704100224/https://bisp.gov.pk/SiteImage/Misc/files/Quantity-and-Quality.pdf}} Urban crowding, specifically, has been accelerated by people from less-developed rural areas moving to cities to achieve better qualities of life.{{Cite web|date=2019-03-18|title=How do we solve the housing crisis in Pakistan?|url=https://nation.com.pk/18-Mar-2019/how-do-we-solve-the-housing-crisis-in-pakistan|access-date=2021-07-24|website=The Nation|language=en|archive-date=2019-05-03|archive-url=https://web.archive.org/web/20190503172048/https://nation.com.pk/18-Mar-2019/how-do-we-solve-the-housing-crisis-in-pakistan|url-status=live}}
Housing finance in Pakistan
Housing financing is an important driver of housing in Pakistan and many banks are offering loans for house construction.{{Citation |last=Malik |first=Sana |title=Appraisal of Housing Finance in Pakistan for Low-Income Groups: Concepts and Processes |date=2022 |url=https://doi.org/10.1007/978-3-030-88881-7_17 |work=Accessible Housing for South Asia: Needs, Implementation and Impacts |pages=297–308 |editor-last=Kundu |editor-first=Amitabh |access-date=2023-10-01 |place=Cham |publisher=Springer International Publishing |language=en |doi=10.1007/978-3-030-88881-7_17 |isbn=978-3-030-88881-7 |last2=Roosli |first2=Ruhizal |editor2-last=Ponce Dentinho |editor2-first=Tomaz |editor3-last=Magsi |editor3-first=Habibullah |editor4-last=Basu |editor4-first=Kanika|url-access=subscription }}
List of districts by types of housing units
{{Excerpt|List of districts of Pakistan by number of households|List}}
See also
References
{{reflist}}
- [http://www.dailytimes.com.pk/default.asp?page=story_24-11-2002_pg3_8 POETIC LICENCE: Low-cost cities: an innovative new concept for urban development] Daily Times (Sunday, November 24, 2002)
- [http://www.app.com.pk/en/index.php?option=com_content&task=view&id=4456&Itemid=2 Low-cost housing facility for poors top priority: Governor] © 2007 Associated Press of Pakistan
- [http://www.sindh.gov.pk/dpt/phc/Projects/Proposal%20for%20Ibrahim%20Hyderi.pdf Proposal for the Construction of Low Cost Housing at Ibrahim Hydery, Karachi] by Nadir Mansoor et al.
{{Economy of Pakistan topics}}