Independent ATM deployer

{{Short description|Non-financial institution that manages ATM}}

An independent ATM deployer (IAD) is a non-financial institution that owns, manages, and places ATMs (cash machines) in retail premises or elsewhere known as white-label ATMs.{{cite web|url=http://www.chipandpin.co.uk/info/dtoo.html#i|title=Glossary|publisher=Chip and PIN|access-date=2016-08-17|archive-date=2020-08-09|archive-url=https://web.archive.org/web/20200809143047/https://www.chipandpin.co.uk/info/dtoo.html#i|url-status=dead}} IADs emerged in the 1990s in the USA while working alongside depository institutions, such as banks or building societies, to allow people to access cash.{{cite book |first1=Tom |last1=Harper |first2=Bernardo |last2=Batiz-Lazo |title= Cash Box: The Invention and Globalization of the ATM |publisher= Networld Media Group |date=2013 |isbn=978-1935497622}}