Janika Lõiv

{{short description|Estonian cross-country mountain biker}}

{{Infobox cyclist

| name = Janika Lõiv

| image = 2018 European Mountain Bike Championships DSCF6087 (42102623220).jpg

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| caption = Lõiv in 2018

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| birth_date = {{birth date and age|1989|11|28|df=yes}}

| birth_place = Estonia

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| discipline = Mountain bike racing

| role = Rider

| ridertype = Cross-country

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Janika Lõiv (born 28 November 1989) is an Estonian cross-country mountain biker.{{cite web|url=https://www.olympedia.org/athletes/142585 |title=Janika Lõiv |work=Olympedia |access-date=27 July 2021}} She competed in the women's cross-country event at the 2020 Summer Olympics.