Joseph Badal

{{Short description|American novelist (born 1944)}}

{{Multiple issues|

{{Notability|1=Biographies|date=December 2023}}

{{BLP sources|date=December 2023}}

{{Primary sources|date=December 2023}}

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Joseph Badal (born November 17, 1944) is an American suspense thriller (genre) novelist and notable financier. Badal served in the U.S. Army as a commissioned officer.{{Cite web|url=http://www.bidinotto.com/2012/07/interview-with-suspense-author-joe-badal/|title = Interview with Suspense Author Joe Badal}} During the Vietnam War, he served as a captain in the US Army and received several commendations for his performance during the war. He currently resides in New Mexico. He was a member of the New Mexico Small Business Council from 2011-2022. {{Cite web|url= https://abqjournal.pressreader.com/article/282175065840478|title = NMSBIC names president and board chairman}} {{Cite web|url= https://www.nmdfa.state.nm.us/board-of-finance/the-board/ |title =New Mexico Board of Finance Members}}

Chronological Bibliography

=Novels=

The Pythagorean Solution (Seven Locks Press, 2003, {{ISBN|978-1-931643-21-4}} ) {{cite web|url=https://www.amazon.com/s/ref=nb_sb_noss?url=search-alias%3Daps&field-keywords=Joseph+Badal&x=0&y=0 |title=Joseph Badal |website=Amazon |access-date=2011-12-28}}

Terror Cell (Seven Locks Press, 2004, {{ISBN|978-1-931643-45-0}})

The Nostradamus Secret (Brick Tower Press, 2011, {{ISBN|978-1-876963-41-5}})

Terror Cell (Suspense Publishing, 2013, {{ASIN|B0065T74EK}})

The Puppy and the Crying Kitty (Suspense Publishing, 2025, {{ISBN| 978-2-921644-45-0}})

=Articles=

""Financing a Home With No Down Payment"" (Real Estate Finance, August 2005) {{Cite web|url=http://connection.ebscohost.com/c/articles/19399673|title=EBSCO Connect}}

""Loan Modification Programs: A Great Alternative to Refinancing a Mortgage"" (Real Estate Finance, October 2005) {{Cite web|url=http://connection.ebscohost.com/c/articles/19399679|title=EBSCO Connect}}

""The Advantages of Portfolio Lender Relationships"" (Real Estate Finance, April 2006) {{Cite web|url=http://connection.ebscohost.com/c/articles/21831784|title=EBSCO Connect}}

""When Mortgage Debt Can Be a Good Thing"" (Real Estate Finance, August 2006) [http://web.ebscohost.com/ehost/detail?hid=18&sid=cd462a15-4e30-432e-90d8-3eb4f28b1437%40sessionmgr13&vid=1&bdata=JnNpdGU9ZWhvc3QtbGl2ZSZzY29wZT1zaXRl#db=bth&AN=22450292 Ebscohost] {{dead link|date=November 2022}}

""Mortgage Matters: Why ARMs Make Sense"" (Santa Fe New Mexican, 6/4/2006) {{cite web |url=http://www.encyclopedia.com/The+Santa+Fe+New+Mexican+%28Santa+Fe,+NM%29/publications.aspx?date=200606&pageNumber=16 |title=The Santa Fe New Mexican (Santa Fe, NM) archives from June 2006, page 16 | Encyclopedia.com: Find newspaper archives! |publisher=Encyclopedia.com |date= |accessdate=2011-12-28 }}{{Dead link|date=May 2019 |bot=InternetArchiveBot |fix-attempted=yes }}

""Mortgage Matters: A Case Against Installment Debt"" (Santa Fe New Mexican, 8/6/2006) {{cite web |url=http://www.encyclopedia.com/The+Santa+Fe+New+Mexican+%28Santa+Fe,+NM%29/publications.aspx?date=200608&pageNumber=14 |title=The Santa Fe New Mexican (Santa Fe, NM) archives from August 2006, page 14 | Encyclopedia.com: Find newspaper archives! |publisher=Encyclopedia.com |date= |accessdate=2011-12-28 }}{{Dead link|date=May 2019 |bot=InternetArchiveBot |fix-attempted=yes }}

""Mortgage Matters: The Baby Boomer Effect"" (Santa Fe New Mexican, 10/1/2006) {{cite web |url=http://www.encyclopedia.com/The+Santa+Fe+New+Mexican+%28Santa+Fe,+NM%29/publications.aspx?date=200610&pageNumber=21 |title=The Santa Fe New Mexican (Santa Fe, NM) archives from October 2006, page 21 | Encyclopedia.com: Find newspaper archives! |publisher=Encyclopedia.com |date= |accessdate=2011-12-28 }}{{Dead link|date=May 2019 |bot=InternetArchiveBot |fix-attempted=yes }}

""Mortgage Matters: 100 Percent Financing Can Make Sense"" (Santa Fe New Mexican, 12/3/2006) {{cite web |url=http://www.encyclopedia.com/The+Santa+Fe+New+Mexican+%28Santa+Fe%2c+NM%29/publications.aspx?date=200612&pageNumber=20 |title=The Santa Fe New Mexican (Santa Fe, NM) archives from December 2006, page 20 | Encyclopedia.com: Find newspaper archives! |publisher=Encyclopedia.com |date= |accessdate=2011-12-28 }}{{Dead link|date=May 2019 |bot=InternetArchiveBot |fix-attempted=yes }}

""Mortgage Lending to a Trust or LLC"" (Real Estate Finance, June 2007) {{Cite web|url=http://connection.ebscohost.com/c/articles/25537425|title = EBSCO Connect}}

""Exception Lending Versus Exceptional Lending"" (Real Estate Finance, June 2007) {{Cite web|url=http://connection.ebscohost.com/c/articles/25537426|title = EBSCO Connect}}

""Mortgage Matters: 2007's Real Estate Outlook"" (Santa Fe New Mexican, 2/4/2007) {{cite web|url=http://www.highbeam.com/doc/1G1-177129692.html |title=Mortgage Matters: 2007's Real Estate Outlook |publisher=The Santa Fe New Mexican |year=2007 |accessdate=2011-12-28}}{{dead link|date=February 2019|bot=medic}}{{cbignore|bot=medic}}

""Using Common Sense to Enrich Alt-A Lending Success"" (2/2007)

""Mortgage Matters: Housing Boom Slows"" (Santa Fe New Mexican, 4/1/2007) {{cite web|url=http://www.highbeam.com/The+Santa+Fe+New+Mexican+%28Santa+Fe,+NM%29/publications.aspx?date=200704 |archive-url=https://archive.today/20130125035713/http://www.highbeam.com/The+Santa+Fe+New+Mexican+(Santa+Fe,+NM)/publications.aspx?date=200704 |url-status=dead |archive-date=2013-01-25 |title=The Santa Fe New Mexican Archives |accessdate=2011-12-28}}

""Everything You Always Wanted to Know About Jumbos"" (5/2007)

""Mortgage Matters: Using Home Equity Wisely"" (Santa Fe New Mexican, 6/3/2007)

""Mortgage Matters: In Hard Times, What's A Realtor To Do?"" (Santa Fe New Mexican, 8/5/2007) {{cite web|url=http://www.highbeam.com/The+Santa+Fe+New+Mexican+%28Santa+Fe,+NM%29/publications.aspx?date=200708&pageNumber=5 |archive-url=https://archive.today/20130125064707/http://www.highbeam.com/The+Santa+Fe+New+Mexican+(Santa+Fe,+NM)/publications.aspx?date=200708&pageNumber=5 |url-status=dead |archive-date=2013-01-25 |title=The Santa Fe New Mexican Archives |accessdate=2011-12-28}}

""Mortgage Matters: Is This 2007... Or 1929?"" (Santa Fe New Mexican, 10/7/2007) {{cite web|url=http://www.highbeam.com/The+Santa+Fe+New+Mexican+%28Santa+Fe,+NM%29/publications.aspx?date=200710&pageNumber=5 |archive-url=https://archive.today/20130125053146/http://www.highbeam.com/The+Santa+Fe+New+Mexican+(Santa+Fe,+NM)/publications.aspx?date=200710&pageNumber=5 |url-status=dead |archive-date=2013-01-25 |title=The Santa Fe New Mexican Archives |accessdate=2011-12-28}}

""Mortgage Matters: Excess/Excessive Reaction"" (Santa Fe New Mexican, 12/2/2007) {{cite web |url=http://www.thefreelibrary.com/MORTGAGE+MATTERS%3A+EXCESS%2FEXCESSIVE+REACTION.-a0195675239 |title=Mortgage Matters: Excess/Excessive Reaction. - Free Online Library |publisher=Thefreelibrary.com |date=2007-12-02 |accessdate=2011-12-28 |archive-date=2012-10-22 |archive-url=https://web.archive.org/web/20121022153342/http://www.thefreelibrary.com/MORTGAGE+MATTERS:+EXCESS%2FEXCESSIVE+REACTION.-a0195675239 |url-status=dead }}

Careers

Joseph Badal graduated with his Bachelor of Science degree in International Finance from Temple University and went on to get his MBA from the University of New Mexico before beginning a thirty-five year career in the banking and financial services industry. He is currently CEO of Joseph Badal & Associates, Inc., a financial and management consulting firm.{{cite web |author=1&1 WebsiteBuilder |url=http://josephbadal.com/index.html |title=Home - Badal & Associates |publisher=Josephbadal.com |date=2010-06-15 |accessdate=2011-12-28 |archive-url=https://web.archive.org/web/20120317170528/http://josephbadal.com/index.html |archive-date=2012-03-17 |url-status=dead }}

From 1967 to 1972, (during the Vietnam War) Badal served in the United States Army with a last rank of captain. He served both overseas in Greece, Vietnam, and in the United States during his time of service and was awarded the Bronze Star, the Meritorious Service Medal (United States), and the Army Commendation Medal with Oak Leaf Cluster.

Badal is currently a Board Member & Chairman of the Audit Committee for the Navajo Nation telephone company, Sacred Wind Communications. Badal was also employed by Thornburg Mortgage from 1993 to 2007, when he retired from his positions of Senior Executive Vice President, Chief Lending Officer, and Board of Directors.{{cite web|url=http://newmexico.realestaterama.com/2007/10/23/thornburg-mortgage-announces-joseph-h-badal-to-retire-december-31-2007-ID021.html |title=Thornburg Mortgage Announces Joseph H. Badal to Retire December 31, 2007 |publisher=New Mexico RealEstateRama |date= |accessdate=2011-12-28}}

From the years 1981 to 1982 Badal served as a New Mexico State Representative, District 27, New Mexico House of Representatives.

References

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