National Institute for Health and Disability Insurance
{{Infobox government agency
| name = National Institute for Health and Disability Insurance
| native_name = In Dutch: {{Ill|Rijksinstituut voor Ziekte- en Invaliditeitsverzekering|nl}} (RIZIV)
In French: {{Ill|Institut National d'Assurance Maladie-Invalidité|fr}} (INAMI)
In German: Landesinstitut für Kranken- und Invalidenversicherung'' (LIKIV)
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| type = Institute
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| formed = {{Start date and age|1964|01|01}}
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| jurisdiction = {{flag|Belgium}}
| headquarters = Saint-Josse-ten-Noode, Brussels
| coordinates = {{coord|50.8530973|4.3682282|display=inline}}
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| budget = 37,175,106,000 EUR (2017)
| minister1_name = Frank Vandenbroucke (politician)
| minister1_pfo = Federal Minister of Social Affairs and Public Health
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| chief1_name = Benoît Collin
| chief1_position = General manager (01/07/2021)
| chief2_name = Pedro Facon
| chief2_position = Deputy general manager (11/04/2022)
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| parent_department = Federal Public Service Social Security
| parent_agency = National Office for Social Security
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| website = {{URL|https://www.nihdi.fgov.be/}}
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The National Institute for Health and Disability Insurance (NIHDI) is a federal public body of social security in Belgium. Under the authority of the Belgian federal minister of Social Affairs and Public Health, it is responsible for administering the country's compulsory national schemes for health insurance and disability benefits, and manages a compensation fund for medical accidents.
Organisation
The institute was founded by the law of August 9, 1963 establishing and organizing a scheme for compulsory insurance for medical treatment and benefits, which came into force on January 1, 1964.{{Cite web|url=http://www.ejustice.just.fgov.be/eli/wet/1963/08/09/1963080914/justel|title=Wet van 9 augustus 1963 tot instelling en organisatie van een regeling voor verplichte verzekering voor geneeskundige verzorging en uitkeringen|publisher=Belgian Official Journal|date=1 November 1963|access-date=24 July 2018|language=Dutch|trans-title=Law of 9 August 1963 establishing and organizing a scheme for compulsory insurance for medical treatment and benefits}} The law of 1963 has since been replaced by the law of July 14, 1994 regarding the compulsory insurance for medical treatment and benefits coordinated on July 14, 1994.{{Cite web|url=http://www.ejustice.just.fgov.be/eli/wet/1994/07/14/1994071451/justel|title=Wet van 14 juli 1994 betreffende de verplichte verzekering voor geneeskundige verzorging en uitkeringen gecoördineerd op 14 juli 1994
|publisher=Belgian Official Journal|date=27 August 1994|access-date=24 July 2018|language=Dutch|trans-title=Law of 14 July 1994 regarding the compulsory insurance for medical treatment and benefits coordinated on 14 July 1994}}
The institute's health and disability insurance budget for 2017 amounted to more than 37 billion euros.{{Cite web|url=https://www.inami.fgov.be/SiteCollectionDocuments/jv2017_begroting.pdf|title=Begroting van de ziekte- en invaliditeitsverzekering – dienstjaar 2017|date=2018|publisher=NIHDI – Financial service|language=Dutch|trans-title=Budget for health and disability insurance – year of service 2017|access-date=24 July 2018}}
Activities
- Health insurance: the NIHDI makes rules concerning the reimbursement of costs for health services and establishes standard prices. It manages and allocates the national budget for health reimbursements. The effective reimbursement of health service costs to patients is done by the different health insurance organisations that exist in Belgium (called mutualities). The NIHDI also inspects the correct application of reimbursement rules.{{Cite web|url=https://www.inami.fgov.be/SiteCollectionDocuments/folder-riziv-wat-waarom-voorwie.pdf|title=Het RIZIV – Wat, waarom, voor wie?|website=www.inami.fgov.be|publisher=National Institute for Health and Disability Insurance|language=Dutch|trans-title=The NIHDI – What, why, for who?|access-date=24 July 2018}}
- Disability benefits: the NIHDI makes rules about the conditions required to receive benefits in case of labour incapacity caused by illness or injury, motherhood, fatherhood or adoption, establishes the amount of those benefits, and manages the financial support to incapacitated persons who want to start working again. It also combats disability fraud (a form of welfare fraud) by for example checking whether people receiving disability benefits are not working and secretly receiving a wage. Just as with health reimbursements, the effective payment of benefits to entitled people is done by the mutualities.
- Medical accidents: the NIHDI manages the Fund for Medical Accidents and examines whether victims of a medical accident have a right to compensation from the fund. The NIHDI also advises, mediates, registers and reports in cases of medical accidents.{{Cite web | url=https://apolloinvestment.com.au/ |title = NDIS Housing Investment Guide}}