Phantom withdrawal

{{Expand Japanese|date=July 2019}}

A phantom withdrawal is a cash withdrawal from an automatic teller machine where money has been withdrawn from an account, and neither the customer nor the bank admit liability.

If the banks are unable to find any error on their side, they conclude that the withdrawals were done by the customers.[https://www.theregister.co.uk/2005/10/21/phantoms_and_rogues/] The Register Many experts ascribe phantom withdrawals to criminal activity done using the banking network itself. [http://www.doc.ic.ac.uk/~ids/dotdot/misc/titbits/phantom_ATM_withdrawals.html] Imperial College London{{Secondary source needed|date=July 2019}}