Talk:Sanjay Pugalia

So who is this guy? A reporter? The first sentence should say.Ronstew 22:29, 3 October 2006 (UTC)

Ronstew, sorry it took so long to get back to you but, you know, things got a little busy ;P Went ahead and fixed that and thank you for your suggestion -- six years ago! I hope this helps, Crtew (talk) 15:04, 26 September 2012 (UTC)

Reassessed as Start class and removed Stubs. Crtew (talk) 15:04, 26 September 2012 (UTC)

Dear Sir,

The Government, impressed upon the continuous demand of the industrialists, is trying to reduce the interest rates on the loans. It has direct impact on the interest rates of deposits of the pensioners due to reduction in deposit rates.

You are requested to make research of the cost components of the products of the industrialists. You will find there is very very low portion of the interest component, included in the total costs of the products. In spite of that the industrialists are trying to press the Government to reduce the interest burden on their products’ cost.

In Western countries though the loans are available at the lower rate, but the industrialists have to bear heavy burden of number of taxes, in compare to India. In spite of that they do not complain and insist the government to reduce the tax structure of the companies. They spend huge amount on research and development and the costs of such research is very very high in the cost components of the foreign products. Indian companies hardly spend on research and analysis and save the biggest costs. In India if anybody copies the product of others, it is not taken so seriously and no strong actions are taken so far.

Therefore Government and RBI should think hundred times before reducing the interest rates of the loans and ultimately interest rates of deposits. It will reduce the income of the pensioners and other depositors and they will be compelled to reduce their spending. It will have serious impact on the demand of the products of the industries. Ultimately the Industrial production will slow down and it will have serious impact on generating the employment.

You cannot compare the theory of foreign industrialist with Indian industries. The cost components of the products of the foreign companies are different.

This suggestion is made without prejudice and in the interest of Indian citizens, so it may be taken in right spirit. — Preceding unsigned comment added by 117.198.199.223 (talk) 12:37, 8 July 2015 (UTC)

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