Telematics 2.0

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Telematics 2.0 is the name for the Internet of things-based telematics technology for the automotive industry.{{cite web|url=http://fleetowner.com/mag/fleet_telematics|title=Telematics 2.0|website=fleetowner.com|date=July 2006}} Telematics 2.0 utilises smartphone-based sensors rather than the black box devices used in the traditional pay as you drive insurance industry. Telematics 2.0 solutions reached the consumer market in 2012/3 with solutions being offered by leading auto insurers such as AIG and AssetFENCE in the US.{{cite web|url=http://www.carriermanagement.com/features/2013/02/19/100116.htm|title=Smartphones Could Replace Black Boxes for Auto Rating - Carrier Management|date=19 February 2013}}{{cite web|url=http://assetFENCE.com|title=Home}}

A commercial pilot of SafeDrive was run 2013 in Sweden, where the shortcomings of the smartphone as measurement probe were handled by digital signal processing.Smartphone-Based Measurement Systems for Road Vehicle Traffic Monitoring and Usage-Based Insurance, P. Händel, J. Ohlsson, M. Ohlsson, I. Skog, and E. Nygren, IEEE SYSTEMS JOURNAL, [https://dx.doi.org/doi:10.1109/JSYST.2013.2292721]