United Finance

{{Short description|Bangladeshi public financial services company}}

{{Use dmy dates|date=November 2019}}

{{Infobox company

| name = United Finance Limited

| logo = United finance limited logo.png

| logo_size = 220px

| logo_alt =

| logo_caption = Logo of United Finance Limited

| logo_padding =

| image =

| image_size =

| image_alt =

| image_caption =

| predecessor = United Leasing Company Limited

| type = Private

| traded_as = {{Dse|UNITEDFIN}}

| industry = Finance

| founded = {{start date|1989|04|27}} in Dhaka, Bangladesh

| founder =

| hq_location = Camellia House, 22 Kazi Nazrul Islam Avenue

| hq_location_city = Dhaka

| hq_location_country = Bangladesh

| num_locations = 25 offices

| num_locations_year = 2024

| area_served = Bangladesh

| key_people = {{ubl||Mohammad Rafiqul Islam (MD)}}

| services = {{ubl|Corporate Finance|SME Finance|Credit Sale Finance|Home Loan|Deposits}}

| net_income = {{ubl|BDT 1067 million (2023)}}

| assets = {{ubl|BDT 28,819 million (2023)}}

| equity = {{ubl|BDT 3,241 million (2023)}}

| owners = United Group

| num_employees = 700

| num_employees_year = 2024

| website = {{URL|www.unitedfinance.com.bd}}

}}

United Finance started its journey as a non-banking financial institution in 1989. {{cite web |url=http://www.ebanglapedia.com/bn/article.php?id=52&title=%E0%A6%87%E0%A6%89%E0%A6%A8%E0%A6%BE%E0%A6%87%E0%A6%9F%E0%A7%87%E0%A6%A1-%E0%A6%B2%E0%A6%BF%E0%A6%9C%E0%A6%BF%E0%A6%82-%E0%A6%95%E0%A7%8B%E0%A6%AE%E0%A6%AA%E0%A6%BE%E0%A6%A8%E0%A6%BF-%E0%A6%B2%E0%A6%BF%E0%A6%AE%E0%A6%BF%E0%A6%9F%E0%A7%87%E0%A6%A1 |script-title=bn:ইউনাইটেড লিজিং কোম্পানি লিমিটেড |language=bn |trans-title=United Leasing Company Limited |work= |url-status=live |archive-url=https://web.archive.org/web/20151103083226/http://www.ebanglapedia.com/bn/article.php?id=52&title=%E0%A6%87%E0%A6%89%E0%A6%A8%E0%A6%BE%E0%A6%87%E0%A6%9F%E0%A7%87%E0%A6%A1-%E0%A6%B2%E0%A6%BF%E0%A6%9C%E0%A6%BF%E0%A6%82-%E0%A6%95%E0%A7%8B%E0%A6%AE%E0%A6%AA%E0%A6%BE%E0%A6%A8%E0%A6%BF-%E0%A6%B2%E0%A6%BF%E0%A6%AE%E0%A6%BF%E0%A6%9F%E0%A7%87%E0%A6%A1 |archive-date=3 November 2015 |access-date=3 November 2015 }}{{cite web |url=https://www.bloomberg.com/research/stocks/private/snapshot.asp?privcapId=20376853 |title=Company Overview of United Finance PLC.|work=Bloomberg Business |url-status=live |archive-url=https://web.archive.org/web/20150819190520/http://www.bloomberg.com/research/stocks/private/snapshot.asp?privcapId=20376853 |archive-date=19 August 2015 |access-date=19 August 2015}}{{cite news |url=http://www.thefinancialexpress-bd.com/2014/12/30/73434 |title=DSE news in brief |work=The Financial Express (Bangladesh) |location=Dhaka |date=30 December 2014 |url-status=live |archive-url=https://web.archive.org/web/20150731161530/http://www.thefinancialexpress-bd.com/2014/12/30/73434 |archive-date=31 July 2015 |access-date=19 August 2015 }} It is listed in Dhaka Stock Exchange.{{cite news |url=http://businessnews-bd.com/lafarge-surma-united-finance-declare-dividend/ |title=Lafarge Surma, United Finance declare dividend |work= |date=8 March 2015 |url-status=live |archive-url=https://web.archive.org/web/20150819185610/http://businessnews-bd.com/lafarge-surma-united-finance-declare-dividend/ |archive-date=19 August 2015 |access-date=19 August 2015 }} It provides financial services, such as investments, leases, loans, term finance, channel financing. The company was founded in 1989 and is headquartered in Dhaka, Bangladesh. United Finance collect around 80 percent of their funds directly from individual depositors.{{cite news |last=Rahman |first=Sajjadur |url=http://www.thedailystar.net/business/nbfis-cost-funds-falls-record-low-141205 |title=NBFIs' cost of funds falls to record low |work=The Daily Star (Bangladesh) |location=Dhaka |date=11 September 2015 |url-status=live |archive-url=https://web.archive.org/web/20151026180040/http://www.thedailystar.net/business/nbfis-cost-funds-falls-record-low-141205 |archive-date=26 October 2015 |access-date=29 October 2015 }}

The company has 25 branch offices across the country covering all 64 districts with financial services. The company has branch office in Dhaka, Bongshal, Gazipur, Tejgaon, Jinjira, Narsingdi, Shyamoli, Chattogram, Begumganj, Cox's Bazar, Cumilla, Rangamati, Jashore, Bogura, Sylhet, Rangpur, Dinajpur, Chuadanga, Barishal, Noakhali, Rajshahi, Khulna, Gazipur, Pabna, Belkuchi and Mymensingh district.{{cite web |url=https://www.unitedfinance.com.bd/cmilestones.htm |title=About Us |url-status=live |archive-url=https://web.archive.org/web/20150225161230/http://www.unitedfinance.com.bd/cmilestones.htm |archive-date=25 February 2015 |access-date=29 October 2015 }}{{cite news |url=http://www.thefinancialexpress-bd.com/old/2010/02/02/91260.html |title=United Leasing opens branch in Sylhet |work=The Financial Express (Bangladesh) |location=Dhaka |date=2 February 2010 |url-status=live |archive-url=https://web.archive.org/web/20151029072750/http://www.thefinancialexpress-bd.com/old/2010/02/02/91260.html |archive-date=29 October 2015 |access-date=29 October 2015 }}