WP:Subjects vs. terms

Is it a subject or a term? Generally, Wikipedia states that articles are about subjects rather than terms, but then acknowledges that some articles are about terms. In reality this is a false dichotomy. This essay provides a structural analysis and presentation. A thorough understanding can assist in solving some quandaries and providing clearer guidance. For clarity, we're using the terms "subject" with the meaning of being a topic, and use the terms interchangeably.

What is innately a subject?

Many things are innately a subject (identified by a term or title), others are innately a term, and in between is a blend of the two, such as an apparent subject which is merely a creation by a term.

Probably the best test of what is most innately a subject is"

Would it be regarded as a distinct subject if there were no term for it?"
Would it be useful to the vast majority of neutral relevant people to consider it to be a subject?
Would such people find it useful for thought, communication and study purposes to define it as a subject and give it a name? For example, it would be useful for these purposes to group the large white furry land animals together and give them a name if the subject "Polar Bear" did not already exist.

==Terms as potential subjects==

Let's start with one-word terms. Every word can be considered to be a term, but the vast majority of them are not even in the running to be considered to be defining a topic.