Cooperative Bank of Misamis Oriental

{{Short description|Filipino cooperative bank}}

The Cooperative Bank of Misamis Oriental (CBMO) is a cooperative bank based in Misamis Oriental, Northern Mindanao (Region X), Philippines. It was established in 1979, with its first office at the back of the Provincial Capitol in Cagayan de Oro.{{cite news | author=Managbanag, Nicole J. | url=http://www.sunstar.com.ph/cagayan-de-oro/misamis-oriental-coop-bank-mulls-expansion | title=Misamis Oriental coop bank mulls expansion |work=Sun.Star Cagayan de Oro | publisher=Sun.Star Publishing, Inc. | date=June 12, 2010 | accessdate=January 16, 2014}}

It participates in the Microenterprise Access to Banking Services program.{{cite news|url=http://www.gmanews.tv/story/138494/rural-banking-grows-via-microenterprise-access-program|title=Rural banking grows via microenterprise access program |date=10 December 2008 |work=GMA News|accessdate=10 December 2009}} A 2003 ADB report found that the bank was then among the top ten best performing cooperative banks in the country.ADB report 2003 "For the housing loans subproject, the financial capability of Cooperative Bank of Misamis Oriental, Inc. (CBMOI), a representative CFI, was examined. CBMOI is among the top ten best performing cooperative banks in the country, with liquidity, profitability, asset quality, and capital adequacy ratios consistently above the industry average. "