Young Americans Bank

{{short description|Financial institution for those under 22}}

{{Infobox company |

| name = Young Americans Center for Financial Education

| logo = Logo YoungbankofAmerica.jpg

| type = Private company

| industry = Financial services, Education

| foundation = {{start date and age |1987 }} in Denver, Colorado

| location_city = Denver, Colorado

| location_country = United States

| key_people = Lang Sias, President and CEO, Bill Daniels, Founder

| services = Banking services, education

| num_employees = 44 (2009)

| parent = Young Americans Center for Financial Education

| homepage = {{website |http://www.yacenter.org }}

}}

The Young Americans Bank (YAB) is an American bank specifically set up for young people under the age of 22.{{cite web |url=https://yacenter.org/about-us/history-and-founder/ |title=About Young Americans - History & Founder |access-date=July 3, 2024 |publisher=Young Americans Bank }} Although designed to teach children and young people how to manage money, Young Americans Bank is a full for-profit, Federal Deposit Insurance Corporation-insured financial institution.{{cite news |url=https://www.denverpost.com/2007/02/01/students-get-a-taste-of-business-ownership/ |title=Students get a taste of business ownership |date=February 1, 2007 |publisher=The Denver Post }} As a full service bank, YAB offers, among other financial products, savings accounts, loans, checking accounts, certificates of deposit (CDs), and credit card accounts.{{cite web |url=https://yacenter.org/young-americans-bank/products-and-services/ |title=Products and services |access-date=July 3, 2024 |publisher=Young Americans Bank }}

History

Young Americans was set up in 1987 by Bill Daniels, an American cable television executive, after a group of elementary students in Denver, Colorado were denied a loan from other banks for a school project.

Young Americans Bank is housed under Young Americans Center for Financial Education, a 501(c)3 non-profit that organizes programs such as Young AmeriTowne, International Towne, Get a Head for Business, and summer camps.{{cite news |url=https://www.bizjournals.com/denver/news/2023/11/13/young-americans-dustin-zvonek-aurora-city-council.html |title=Young Americans selects Aurora councilman as next CEO |date=November 13, 2023 |publisher=Denver Business Journal }}{{cite news |url=https://www.nytimes.com/2016/02/28/business/young-entrepreneurs-sweeten-the-lemonade-stand-model.html |title=Some Kids Sell Lemonade. He Starts a Chain |publisher=New York Times |date=February 26, 2016 }}

References

{{Reflist}}